Bessfa Rural Bank Ltd was established in November, 1983. The name "BESSFA" is an abbreviation that stands for "Bawku East Small-Scale Farmers Association".

The Bank's initial capital was contributed by famer groups with support from the Presbyterian Agricultural Station – Garu under the leadership of Mr. John Opata (late).In line with the Bank’s vision, mission and corporate values, our employees are fully committed to providing exceptional service knowing very well that customers have several options within the market space.